Monday, 29 October 2012

Finance Options Available For Our Customers

    Every person wants and dreams a house to live, which he shall call it as his own. But not everyone can afford a home in a metropolitan like Bengaluru. But now you need not worry about it because Himagiri project has joined hands with major nationalized and other private banks to make this dream of owning a house, a reality. Yes, we have attractive housing loan providing banks lining up with us to finance your dream home. Home loans are a way through which every employed person can dream of owning a home.

     The banks which are tied up with us provide various options and attractive interest rates for you. The process is quite simple and it is hassle free. Since our project has been approved by these major banks you can be rest assured that the loan process is swift and transparent with no strings attached to it. There are several things which are depending on the each and every case of home loan. The best option for you will depend on the tenure of loan, fixed interest or floating interest and some factors depending on the property as well. 


Some of the features out partner banks provide are as follows

•    Package of exclusive benefit
•    Low interest rates
•    Low processing charges
•    No hidden costs or administrative charges
•    Flexible repayment options
•    Automated Repayment of Home Loan EMIs

    If you want to know about the finance options in detail and personally, our highly skilled customer care executive will come to your home and will explain any information you want to know about like the interest rates, tenure, EMI calculation, prepayment options etc. 

    He will also be glad to help you with the documentation and filling the loan application right at your door step. This service is totally free of charge and you are not required to pay any money for our customer service executives. There are no hidden charges.

Some useful information before opting for a Home Loan

    Before approaching the bank for home loan you should be informed about important rules and regulations. Browse the website of major home loan banks about interest rates, its terms and conditions etc. Also have a second opinion with your friends who have already taken a Home Loan from the bank.

    Make sure that you are aware of the amount of the loan that you wish to apply for. You should also know the exact amount that you’ll be paying at the end of the loan tenure.
Before applying make sure that you have a good credit rating. The banks that provide home loans checks for your credit history and the decision of granting the loan wholly depends upon your good credit history. The banks are looking for you credit worthiness.

    Set aside a large chunk of money aside for any future contingencies for example you might be unemployed for some reason. At that time this money will help you to pay your EMIs for a couple of months. Ask if here are any possible options for you to pay more than your specified monthly EMI so that you can use this option when a windfall occurs.

Finally use your money diligently and practice the habit of saving for any unexpected future expenses.

Friday, 19 October 2012

Green and Sustainable Living in Luxury Homes

    Sustainable living is a lifestyle that attempts to reduce an individual’s use of the Earth's natural resources. Sustainable living requires a major shift in the way most of us live and work. It is more than just the foods we eat, the cars we drive, and the houses we live in. At the very core of sustainable living is the attempt to reduce our use of Earth’s resources. Himagiri group’s thought is to conceptualize a very effective and good Eco-friendly home that provides all modern amenities yet at the same time doesn’t harm environmental surroundings.

  
    We at Himagiri group aim to conduct our business in ways that are consistent with sustainability, in natural balance and respectful of humanity's symbiotic relationship with the Earth's natural ecology and cycles. We build houses using sustainable methods, Eco-friendly materials, and facilitate green practices, enabling a more sustainable lifestyle. We pride ourselves in providing greener solutions to our customers to walk in one accord with Mother Nature. Sustainable living renews rather than depletes the planet's resources.

    Our project comprises a perfect blend of nature and modern amendments that resonates peace and serenity for the homes that we build. Our engineers have designed the project that it has a 40%built area and the rest 60% is solely allocated to greenery. Wherever you turn, all you see will be green trees manicured gardens and beautiful orchids around the vicinity. The plants, trees and the green grasses that found in our projects absorb carbon dioxide and releases oxygen which is a very essential component for humans. This is the place where you can live life to the fullest.

    For a sustainable living we have implemented many initiatives like reusing the water with the help of a Water Treatment Plant, designing the house in such a way to optimally use the natural sunlight and air to fill the living rooms of our houses and thereby reducing the use of electricity as far as possible, having a waste recycling area to recycle and sustain in a ever dwindling natural resource environment. This way we are contributing to make a small but a significant difference in balancing the natural resources of our earth and to make the world a better place to live in.


    For us sustainability is no just a process it is the only way we conduct our business. Our goal in sustainability is be a leading example of an entity that practices and pursues ecological and social sustainability for all benefit of general good.  Himagiri demonstrates leadership, innovation, environmental stewardship and social responsibility towards the real estate market in particular and to the society in general.

Friday, 12 October 2012

An abode called Himagiri meadows

    We are delighted to announce that we have been successful in delivering you the elegance fitted comfort and luxury Villas in Bangalore through our exclusive here at Himagiri meadows. Nested in the very happening place in Bangalore, that is on bannerghatta road, Himagiri meadows is placed strategically and is well connected to different network of roads from bannerghatta road to  NICE road and to electronic city, and is not very far from Meenakshi Mahal .
  
    Every aspect of the building process was well thought of keeping our customers satisfaction and delight in mind. The Himagiri exclusive project is specifically designed to emanate pure luxury of fine living and it is arrayed in style and significance.

    We want our customers to cherish the fine living here at the Himagiri luxury Villas and communicate deeply with Mother Nature. When we speak of elegance, we believe that it should converge at modern living with a touch of nature. When these two elements combine, then, the fine art of elegant living is obtained. We did not leave any stone unturned in our pursuit to reach the perfect blend of luxury, convenience, affordability and natural ambience for our cherished customers. To give u a glance of our project, look at the wonderful feature and amenities that we provide.





Beautiful Landscaped Garden

    We believe that an appealing landscape is one of the key components for an aura of finest living. So we designed a beautiful landscape which encompasses your home to boost your taste.


Well Equipped Clubhouse
    We have a fully equipped clubhouse for all of your recreational activities that will keep you energized and refreshed

Multipurpose Convention Hall
    We provide you the benefit of a world class convention hall for any special shows, celebrations and weddings. It is designed to international standards with state of the art acoustics, lighting, connectivity and ergonomic seating for maximizing your comfort.

Children's Play Area
    All work and no plays make Jack a dull boy. You can let y our wonderful children to romp around the children playing area and enjoy the happiness with your child.

Swimming Pool
    A plunge in the cool water can be a very refreshing activity especially during the summer. Why not take a dive while your souse is sun bathing by your side.

    Apart from these amenities, Himagiri prides itself in having a well designed Concrete Road Network for you to commute efficiently around the campus and we have our own mineral water plant to provide you with clean and hygienic drinking water. Come and experience the elegant lifestyle that only a few selected and lucky people can enjoy in life and live your life to the fullest, embodied in pure luxury and magic at the Himagiri Meadows.

Friday, 5 October 2012

Himagiri Residency

    The Himagiri residency is the flagship project of the Himagiri group which is located in the Electronic city phase 1. Our main intention to start this prestigious project is to help it professionals to live in their dream home with the added proximity to their workplace. We understand your precious time and apartment project to enhance your experience in all walks of life.

“Look deep into nature, and then you will understand everything better”- Albert Einstein.

   These were the immortal quotes said about nature by the greatest genius the world has ever known. Nature is the core theme of our each and every project. That being said, we believe that man always belongs to nature and his productivity is directly proportional to intensity of his connectedness to Mother Nature. We are all constantly aware of the influence of nature in the form of the air we breathe, the water we drink, the food we eat, and the flow of energy and information. And therefore nature is the place where we all can possibly grow and thrive. When a man is connected to the nature, then creativity is born inside him and that’s why nature plays an important role in the progress of mankind towards blissful life.


    Keeping this intrinsic value of nature we endeavored to build all our projects on nature based themes and that’s how Himagiri residency was conceived in our mind and put into its physical form. Himagiri residency is a perfect retreat for the IT professionals who crave peace and serenity after a busy work schedule.

The following is a brief glimpse of what to expect from Himagiri residency project

•    RCC framed structures with concrete block masonry walls.
•    Covered parking for your cars at the basement.
•    Superior Plastic Emulsion paints for walls.
•    State-of-the-art kitchen with black granite slab.
•    Eight high quality passenger elevators for seamless commute.
•    Clubhouse with provisions for shuttle cock and basketball courts and other extracurricular activities.
•    24/7 independent power backup for lightning.

    Himagiri residency is built over an area of 4 acres consist The amenities provided in our Himagiri residency is matched by none and we take great pride by rendering you an awe inspiring home with a close proximity to your work place and other entertainment circles. You can take a leisurely walk through our concrete laid roads on a cool evening or take a refreshing dive in our swimming pools to cool your day off. We have an endless array of facilities in our apartments to improve the quality of your life substantially by providing you with a fully equipped clubhouse with provisions for shuttle cock and basketball courts.

Thursday, 4 October 2012

What to Look for while Buying a Home!


     Purchasing a home is a very serious and a big consideration for all of us. This is because it is one of the biggest investments we will be making in our life time. all of us would've a cherished dream inside of us of how our new home should look. Many people have different designs and style in their mind for their dream home. There are many factors that need to be considered about our dream home. The main factors that need to be looked upon are the cost of the home, its size, your requirement, and the legal proceedings. 

     Before proceeding further, you have to define for yourself about what it is exactly that you will be expecting from the house, like whether you need parking, a garden, how many bedrooms you need, if it's a flat, or a single independent home, how big the room space you need to accommodate your family members, its interior designs as well as exteriors, and lot more. So here are a few guidelines for you while the decision making process.



 Price 
       By far this is the most important criteria for buying your dream home. You have to really evaluate your funding options based on your income. So take great care in deciding how much cost, you are willing to spend on the house. If you are looking to buy a property on home loan, it’s extremely critical for you to choose a reputed bank that offers competitive interest rates on the mortgage. Search the market for the best available deal and maximize your borrowing power. But don't stretch to more than you can comfortably meet in monthly repayments.

Location 
     Make sure the location of the new house is convenient for you to travel thus avoiding the maddening traffic and it should be neared to bus stops, schools retail stores, healthcare facilities and so on.

Legal issues 
      This is one area you need to employ your due diligence where legal matters are concerned. Be very alert and conscious to read the contract and try to understand what exactly the contents of the contract say. Always have a second opinion with real estate professionals and any lawyer who is well versed in reading the property documents, because it’s better to be informed than be sorry.

Be informed and up-to-date
     Please talk to your builder and ask as many questions as possible and be an informed customer. Be aware of the local laws prevailing in that location and always but a home from a reputed builder for they would be doing the business on a ethical platform. If the builder has already completed building the home and some of the units are sold, then go and talk to the residents and esquire about the quality of the materials that was used by the builder to build it. Ask for feedback about the builder. Residents living in a good quality home will definitely give you a positive feedback.